Credit card benefit tracker
Track recurring credits, reset windows, loyalty expirations, and annual fee ROI without giving Perks Reminder bank access.
Free plan available
Pro free during beta
No bank access needed
We never ask for credentials
How It Works
Start maximizing your benefits in minutes
No bank access needed. No complex setup. Just pick your cards and we handle the rest.
Add Your Cards
Pick from the supported premium card catalog from Chase, Amex, Capital One, Citi, and more. Just select your card and opening date.
We Track Every Cycle
Benefits reset monthly, quarterly, or yearly — we calculate every cycle automatically based on your card anniversary or calendar dates.
Get Reminded Before Expiry
Email alerts warn you before credits expire — so you never leave money on the table. Pro users get unlimited alerts.
See Your ROI
Know exactly whether your annual fees are paying off. Track claimed value vs. fees paid with real-time ROI analysis.
Pricing
Start free. Upgrade when you're ready.
Core tracking is always free. Go Pro for unlimited alerts and full customization.
Compare plans
FAQ
Common questions
Everything you need to know about Perks Reminder.
Yes! The Free plan gives you benefit tracking for up to 5 cards, ROI analysis, and 2 email alerts per month — completely free, forever. During our beta period, all registered users also get Pro features at no cost.
Absolutely not. We never ask for banking credentials, account numbers, or financial login information. You simply tell us which cards you have and we track the publicly-known benefits for those cards.
We send a daily email digest when you have benefits starting a new cycle or expiring soon. You control which notification types you receive in your settings. Pro users get unlimited alerts; Free users get 2 per month.
During beta, every registered user gets Pro features for free. When beta ends, you'll keep your Free plan (which is always free). If you want to keep Pro features like unlimited email alerts and custom expiration windows, you can upgrade at that point.
We support a growing catalog of premium cards from major issuers including American Express, Chase, Capital One, Citi, Bank of America, US Bank, and more. We're constantly adding new cards based on user requests.
Yes! Our Loyalty Program tracker monitors your airline miles, hotel points, and other rewards programs. Get alerts before your points expire due to inactivity.
Your data is stored securely on encrypted databases. We don't sell your data or share it with third parties. You can export or delete your data anytime from the Settings page.
Ready to stop wasting your card benefits?
Join during beta and get Pro features free. Track your benefits, get smart reminders, and maximize your ROI.
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