Replace your credit-card benefits spreadsheet.
Track recurring credits, reset windows, free-night certificates, loyalty expirations, and annual-fee ROI without connecting bank accounts.

12
Credits tracked
4
Due soon
$0
Subscription
34+
Popular cards
Static public catalog entries ready for manual tracking.
129+
Tracked benefits
Recurring credits, certificates, and card benefits with reset logic.
$0
Subscription
Use tracking, reminders, import/export, and ROI summaries for free.
Built for serious card stacks
Perks Reminder keeps the control of a manual spreadsheet, then adds the pieces spreadsheets are bad at: reset logic, reminders, usage notes, and annual-fee value tracking.
Reset dates handled
Monthly, quarterly, annual, and card-anniversary benefits without spreadsheet formulas.
No bank connection
No card numbers, bank credentials, Plaid, or transaction history.
Usage guides included
Practical trigger notes, timing caveats, and correction paths.
Multiple copies work
Duplicate physical cards, display labels, custom benefits, annual-fee dates, and import/export.
Start tracking in minutes
No bank access needed. Add cards manually and let the tracker organize every benefit cycle.
Add your cards
Pick cards from the catalog and add the opening date for accurate benefit cycles.
Track each reset
Monthly, quarterly, and yearly benefits stay organized by calendar dates or card anniversary dates.
Get reminders early
Email alerts warn you before credits expire, with custom reminder timing included for every account.
Review annual value
Know exactly whether your annual fees are paying off. Track claimed value vs. fees paid with real-time ROI analysis.
Why use Perks Reminder instead of a spreadsheet?
Keep manual control, then let the app handle the reset math, usage notes, reminders, and exports.
Replace spreadsheets
Track cards, reset dates, annual fees, claimed value, and reminders in one place.
Know how to use credits
Benefit Usage Guides include practical trigger notes, timing caveats, and correction paths.
Own your data
Manual tracking, no bank login, import/export, and open-source inspection keep you in control.
Supported Credit Cards
Track benefits from 34 popular credit cards. We support cards from major issuers with detailed benefit tracking and automated cycle management.
American Express

American Express Business Gold Card
Annual Fee: $375
Benefits: 2 tracked benefits
Popular benefits include:

American Express Business Platinum Card
Annual Fee: $895
Benefits: 10 tracked benefits
Popular benefits include:

American Express Gold Card
Annual Fee: $325
Benefits: 5 tracked benefits
Popular benefits include:

American Express Platinum Card
Annual Fee: $895
Benefits: 19 tracked benefits
Popular benefits include:

Delta SkyMiles Gold American Express Card
Annual Fee: $150
Benefits: 2 tracked benefits
Popular benefits include:

Delta SkyMiles Platinum American Express Card
Annual Fee: $350
Benefits: 3 tracked benefits
Popular benefits include:
Ready to start tracking your credit card benefits?
Get startedCompletely free
Perks Reminder has no paid plan, no subscription, and no card or reminder limit.
Price
Built as a free, open-source tracker for people who want reminders without bank-link access or another paid finance app.
Create Free AccountEverything included
If the product needs limits for abuse prevention later, they should be operational safeguards, not paid feature gates.
Common questions
Everything you need to know about Perks Reminder.
Yes. Perks Reminder is completely free: unlimited cards, benefit tracking, ROI analysis, loyalty tracking, data export, and email reminders are included.
Absolutely not. We never ask for banking credentials, account numbers, or financial login information. You simply tell us which cards you have and we track the publicly-known benefits for those cards.
We send a daily email digest when you have benefits starting a new cycle or expiring soon. You control which notification types you receive and how far ahead reminders should arrive in your settings.
No. The old Pro plan is deprecated. Current product features are free for every account.
We support a growing catalog of premium cards from major issuers including American Express, Chase, Capital One, Citi, Bank of America, US Bank, and more. If a card is missing or a benefit looks stale, use the correction links or contact page so we can review the data.
Yes. If your spreadsheet tracks card, opening date, annual fee, recurring benefit, reset cadence, claimed value, and reminder date, Perks Reminder can move that workflow into the app and add cycle logic, email reminders, ROI summaries, and Benefit Usage Guides.
Yes. You can add duplicate physical cards, use nicknames or last-four labels, keep separate annual-fee dates, track benefit usage independently, add custom benefits, and review ROI for each card copy.
Yes! Our Loyalty Program tracker monitors your airline miles, hotel points, and other rewards programs. Get alerts before your points expire due to inactivity.
Your data is stored securely on encrypted databases. We don't sell your data or share it with third parties. You can export or delete your data anytime from the Settings page.
Stop losing credits to reset dates.
Build a card checklist, record claimed value, and know when each benefit needs attention.
Get started