Travel

How to Use Airline Fee Credits

Maximize your airline fee reimbursements and get the most value from your travel credits

Updated May 20, 2026Source: issuer terms plus community data pointsSuggest guide fix

Quick read checklist

What qualifies
How to trigger
Posting timing
DP caveats
What to avoid

Pro Tips

  • Book directly on airline website, not through OTAs like Expedia
  • Check your issuer's specific list of qualifying purchases
  • Credits typically post within 1-2 statements, not immediately
  • Some cards require pre-selecting your airline for the year

Getting Reimbursed

Airline fee credits are designed to offset incidental charges when flying. To ensure you get reimbursed:

  • Purchase eligible items directly from the airline - Book on the airline's website or app, not through third-party sites
  • Use the credit card linked to this benefit - Make sure you're using the correct card for the purchase
  • Credits post within 1-2 billing cycles - Be patient, reimbursements aren't instant

What Qualifies

Most issuers cover these airline fees:

  • ✈️ Checked bag fees
  • 💺 Seat selection and upgrades
  • 🍽️ In-flight food and beverage purchases
  • 🔄 Change and cancellation fees
  • 📞 Phone booking fees
  • 🎒 Carry-on bag fees (budget airlines)

What Doesn't Qualify

Be aware these typically don't count:

  • ❌ Actual ticket purchases
  • ❌ Bookings through third-party sites (Expedia, Kayak, etc.)
  • ❌ Gift cards (some issuers restrict this)
  • ❌ Travel packages or vacation bundles

Watch Outs

Refund-based airline workarounds and travel-bank style methods can change quickly and may be clawed back. The dependable workflow is to use the credit for real eligible incidental fees on the selected airline and keep receipts until the credit posts.

Pro Tips

  • Check your specific issuer's terms for the detailed list
  • Some cards require you to select a preferred airline at the start of the year
  • Credits usually don't roll over to the next year
  • Set calendar reminders before expiration

Benefits in This Guide

Bonus0
5,000-mile anniversary award flight credit
Chase United Quest Card
Resets yearly
Next: Jan 1, 2027
Travel$25
$25 FareLock credit
Chase United Business Card
Resets yearly
Next: Jan 1, 2027
Travel$200
$200 Airline Fee Credit (Incidental Fees, select one airline)
American Express Platinum Card
Resets yearly
Next: Jan 1, 2027
Travel$200
$200 Airline Fee Credit
American Express Business Platinum Card
Resets yearly
Next: Jan 1, 2027
Travel$1200
$1,200 Annual Amex Travel Flight Credit (High Spender Benefit)
American Express Business Platinum Card
Resets yearly
Next: Jan 1, 2027
Travel$50
$50 Quarterly Flight Credit
Hilton Honors American Express Aspire Card
Resets quarterly
Next: Jul 1, 2026
Travel$200
$200 Delta Flight Credit (after $10k spend)
Delta SkyMiles Gold American Express Card
Resets yearly
Next: Jan 1, 2027