Confirm Eligibility
Fine dining credits are not generic restaurant credits. Check the card benefit page for the eligible restaurant list, reservation channel, and semi-annual window.
How to Use
- Pick an eligible restaurant for the current benefit period.
- Reserve through the required channel if the terms specify one.
- Pay the restaurant charge with the card carrying the credit.
- Keep the receipt and reservation confirmation.
- Track the statement credit before the period ends.
Practical Use
- Use the credit for a planned meal instead of trying to force a deposit.
- If the restaurant takes a prepaid deposit, confirm whether it is processed by the restaurant or a reservation platform.
- Keep each semi-annual window separate.
Avoid
- Assuming any upscale restaurant qualifies
- Paying through an unsupported reservation or gift-card platform
- Relying on a cancelled reservation to preserve value
- Splitting payment in a way that makes the charge hard to track
