Membership

How to Use Membership Credits

Track memberships like CLEAR, Walmart+, Uber One, lounge passes, and similar account-based benefits

Updated May 20, 2026Source: issuer terms plus community data pointsSuggest guide fix

Quick read checklist

What qualifies
How to trigger
Posting timing
DP caveats
What to avoid

Pro Tips

  • Use the eligible card as the saved payment method
  • Record renewal dates and cancellation windows
  • Confirm plan tier eligibility before upgrading
  • Check whether family plans or add-ons are reimbursed

Setup

  • Create or sign in to the membership account
  • Use the eligible card as the payment method
  • Match the membership name and billing cadence to issuer requirements
  • Store renewal dates so you do not double-pay or miss cancellation windows

Practical Notes

Promos, refunds, and account state can affect outcomes. For dependable tracking, treat membership credits as reimbursements for real membership charges and record renewal dates in Perks Reminder.

Watch Outs

  • Annual memberships may renew before you expect
  • Some credits only cover a specific plan tier
  • Family plans or add-ons may not be fully reimbursed
  • Promotional gift cards or refunds can change net value

Benefits in This Guide

Travel$100
2 United Club one-time passes
Chase United Business Card
Resets yearly
Next: Jan 1, 2027
Travel0
Priority Pass Select Membership
The Ritz-Carlton Credit Card
Resets yearly
Next: Jan 1, 2027
Membership$12.95
$12.95 Monthly Walmart+ Membership Credit
American Express Platinum Card
Resets monthly
Next: Jun 1, 2026
Membership$12.95
$12.95 Monthly Walmart+ Membership Credit
American Express Business Gold Card
Resets monthly
Next: Jun 1, 2026
Travel$100
2 United Club one-time passes
Chase United Explorer Card
Resets yearly
Next: Jan 1, 2027
Travel$300
4 Admirals Club® Citi Strata Elite℠ Passes (American Airlines)
Citi Strata Elite
Resets yearly
Next: Jan 1, 2027